Category: Finance & Banking

Regulation as an Enabler, Not a Barrier The Philippines’ embedded finance boom has not happened in a regulatory vacuum. The…

The Gap Between Regulation and Law The BSP has proven itself as a forward-thinking regulator. Circular No. 1122 provided the…

The Philippines’ long-cherished ambition of securing an “A” credit rating has slipped further from reach. In April 2026, Fitch Ratings…

The Untapped SME Credit Market Small and Medium Enterprises (SMEs) are the backbone of the Philippine economy, yet they have…

While the headlines often celebrate the rise of high-yield savings accounts in the Philippines, the sharp increase in deposit competition…

The New Frontier of Financial Crime As Filipino investors flood into the crypto market, the banking sector has become the…

In 2026, the line between monetary and fiscal policy has blurred significantly. The post-pandemic era left the Philippine government with…

Many novice investors dive into Philippine Peer-to-Peer Lending lured by promises of high returns, only to suffer losses due to wrong strategies.…

The Philippines’ rural financial inclusion campaign in 2026 is being powered by an unusual trio: low-orbit satellites, interoperable QR codes,…

As one of the countries most exposed to typhoons, sea-level rise, and extreme heat, the Philippines faces a dual challenge:…